From a trusted local agent in Birmingham. Send your buyer in once — we’ll quote the right carriers, follow up, and keep you posted every step until close.
Submit your buyer’s details and we’ll instantly run their property across our carrier panel. We’ll also email you a 6-digit code so you can sign into your Quote Tracker portal and watch progress live.
We built the agency around the way modern lenders and realtors actually work — fast hand-offs, clean status updates, no copy-paste.
Send us a buyer once and we shop the carriers that actually write the property — no chasing, no double entry.
See exactly where each quote stands — quoted, sent, bound — without calling the office or refreshing your inbox.
We work backward from your closing date. Quotes go to the lender the same day, and bind happens days before it’s due.
We engineered the workflow around closings. Every step is built to remove friction and surface what you actually need to know.
Email, text, or paste the contract — whichever is fastest. We just need the property address and the buyers’ names.
We shop the carriers that actually write the property and stay on top of underwriting until we have a bind-ready quote.
You see the same status board we do. No phone tag — quote ready, sent to lender, bound, all timestamped.
We bind days before closing, send the binder + dec page to the lender, and confirm everything for the closing table.
When a borrower you originally sent to TCDS Insurance later requests a mortgagee-clause update because they refinanced through a different lender, you get a heads-up notification — a chance to reach out and win the refi back before it funds.
A buyer you referred just requested a mortgagee change to a different lender. We’re letting you know so you can follow up directly with the borrower if you want to compete for the refi.
We handle nonpublic personal information from your buyers every day. Here’s exactly how we keep it isolated, audited, encrypted, and minimized — not as marketing copy, but as shipped controls you can verify.
Every customer-bearing table is scoped by agency_id and gated by Postgres RLS. Cross-tenant reads are physically blocked at the database — an application bug cannot leak one agency's borrowers to another.
Endorsements, automation rule changes, message sends, and carrier handoffs all write to an append-only audit_events table with a per-tenant Merkle hash chain. Tampering surfaces a warning the next time you load the audit browser.
All traffic served over TLS 1.2+. Passwords hashed via Supabase Auth with optional TOTP MFA. Enterprise tenants can require Microsoft 365 SSO. Service-role API keys are scoped to specific feature paths and rotated quarterly.
Every AI call is gated by a tenant-level spend budget, and PII (SSNs, DOBs, account numbers) is redacted before it ever crosses a provider boundary. Direct provider-SDK imports are blocked outside the audited wrapper.
Formal SOC 2 attestation and penetration-test reports are available under NDA for enterprise evaluation.
Submit a buyer in 30 seconds. We’ll send the binder direct to your loan-ops team and keep you in the loop on every status change.
Skip the “who do you use for insurance” question. We’ll handle the buyer, keep you posted, and make sure closing isn’t the day insurance becomes a problem.
We never pay your lender or realtor a fee, kickback, or split for sending a quote — and we say so out loud, in plain English, on every borrower-facing page.
This quote is provided as a courtesy through your lender. It is not a solicitation by your lender and the lender is not acting as an insurance producer.
You are not required to purchase insurance from this agency as a condition of approval, settlement, or closing on your loan.
YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. You may purchase homeowners insurance from any licensed provider you choose.
Your lender receives no fee, commission, kickback, or other compensation from this agency or any insurance carrier in exchange for this quote or any policy you may bind.
This is a preliminary estimate based on the information provided and is subject to underwriting review. Coverage is not in force until a policy is issued by the carrier and the initial premium is paid.
Your choice of insurance provider will not affect the approval, terms, or conditions of your loan.
Quote provided by TCDS Insurance Agency, a licensed Alabama insurance producer. Disclosures provided to comply with the Real Estate Settlement Procedures Act (12 U.S.C. § 2607), 12 CFR §§ 1024.14–1024.15, and Alabama Department of Insurance producer-licensing rules (Ala. Code § 27-7-35.1).
Join the lenders and realtors already sending us their buyers. Sign up in two minutes — we’ll be in touch the same day.